Help prepare for the unexpected with whole life insurance

Apply for whole life insurance today with no medical exam.

mom and daughter with whole life insurance

Whole life insurance could provide your loved ones with a financial cushion if something happens to you.

The last thing you want is for your family to worry about medical bills and funeral expenses if you pass away. And that’s where whole life insurance comes in. This type of life insurance policy gives your loved ones an income tax-free payment they could use for anything, whether it’s covering medical bills, funeral costs, or making up for lost income.

How it works

We’ve partnered with TruStageTM to offer whole life insurance with only a few health questions – no physical exams, no invasive tests, and less hassle.

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Get a quick quote
Get a quote in less than a minute by answering a few questions.
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Choose your coverage
Find your best-fit policy by comparing premiums and coverage amounts.
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Apply on your schedule
The online application process lets you get started at your convenience.

Considering whole life insurance? Here are a few benefits.

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Peace of mind

Your family could use the payout for unplanned expenses, like hospital bills or funeral costs.

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Rates that never increase

Once you have a policy, your rate never increases. And as long as premiums are paid, your coverage can’t be canceled.

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Coverage that lasts a lifetime

Whole life coverage is designed to last a lifetime, so the policy doesn’t end as long as premiums are paid.

whole life coverage for a family
whole life insurance for a family

What’s the right coverage amount?

The amount of coverage you need depends on a number of personal factors. If your family could no longer rely on your income, what expenses would be most stressful? Ask yourself the following questions:

  • Would your family’s budget be severely impacted without your income?
  • Could they maintain their current lifestyle, including things like vacation and discretionary spending?
  • How would their long-term savings plans be affected? Consider things like retirement and college tuition.
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Get started with a whole life quote from TruStage today.

family of three with whole life insurance
young family with whole life insurance

Common questions about whole life insurance

Who qualifies for whole life insurance?

TruStage offers multiple types of policies (whole life and guaranteed acceptance whole life) so you have options to find coverage that fits your needs.

Do you need a medical exam for whole life insurance?

With our partner TruStage, no physical exams or invasive tests are required, which means you can apply and quickly get a decision.

What is included in whole life insurance?

Whole life insurance offers a cash benefit that can be used for just about anything. Your family could use the payout to keep up with bills, pay down their mortgage balance, pay off medical debt, or fund a funeral.

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Ready to apply for whole life insurance?

You could get same-day coverage.*

No waiting*

TruStage processes most online applications within minutes, so you don’t have to wonder what kind of coverage you qualify for.

Fast online process

Get started with your quote and application by answering just a few questions.

Income tax-free payouts

Families typically don’t have to worry about income or estate taxes on a life insurance payout.

Flexible financial support

The way your family spends the payout is completely up to them.

family that needs whole life insurance
happy family sitting together

Questions? Talk to a licensed advisor.

Chat with a Matic coverage coordinator to understand your options and get free quotes in 30 minutes or less.

When scheduling your call, be prepared to answer a few personal questions, including:

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Your ideal life insurance budget per month
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What your life insurance policy should help pay for if you pass away
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Your date of birth and basic health history 
(only for some products)
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Not sure where to start? Let's figure it out together.

*Applies to approved applicants only. Not all applicants will be approved for coverage or offered an instant decision.

TruStage™ Advantage Whole Life Insurance is issued by MEMBERS Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Form Numbers: ICC20-WLMLIC & 2020-WLMLIC © TruStage

TAWL-6056849.1-1023-1125