Compare quotes for Indiana home and auto insurance
We’re Matic — a digital insurance marketplace that matches you with quotes from a network of 40+ carriers. Shop home and auto insurance in “The Hoosier State” and get affordable insurance today.
Finding home and auto insurance in Indiana — what you need to know
Buying home insurance or car insurance in Indiana doesn’t have to be complicated. Here, we cover common questions about the cost of insurance, popular insurance companies, and a quick overview of insurance laws and requirements in Indiana.
Fast facts about Indiana insurance
Top insurance companies in Indiana
Home insurance
- Branch
- Travelers
- Berkshire Hathaway GUARD
- National General
- CSAA
- Stillwater
- Safeco
Auto insurance
- Branch
- Travelers
- Progressive / ASI
- Clearcover
- Safeco
- National General
Indiana insurance requirements
Home insurance
Indiana law doesn’t require home insurance, but the majority of home lenders will require it to get a mortgage. A standard homeowners insurance policy usually includes:
- Structural coverage — Also known as dwelling coverage, structural coverage protects the primary physical structure of your home.
- Personal property coverage — This coverage will help replace belongings such as furniture and electronics in the event of a covered loss.
- Liability coverage — Personal liability coverage protects against medical and legal fees incurred by guests and visitors injured at your home.
- Additional living expenses — Home insurance generally pays for living expenses — like a hotel or rent — if you’re displaced from your home after a covered event.
Car insurance
If you live in Indiana, you’re required to carry car insurance to operate a vehicle. Specifically, the state requires drivers to have a minimum amount of liability coverage, which protects you if you are found to be at fault in an accident. It typically covers damage to objects and other vehicles besides your own (known as property damage liability), and injuries to other drivers and passengers they have in their car (known as bodily injury liability).
Minimum bodily injury requirements
- $25,000 per person
- $50,000 per accident
Minimum property damage requirements
- $25,000 per accident
Additionally, there are optional auto insurance coverages which can provide more complete protection. Learn more about auto insurance coverage here.
Matic’s insurance shopping formula makes the magic happen
Superb selection of top carriers
A digital-first seamless experience
An agency of licensed advisors to help
Thousands of
happy customers
4.8 stars
on Google
$608 average savings
for Indiana customers
40+ A-rated
carriers
Why customers in Indiana choose Matic
- Shop how you want: Compare rates from 40+ carriers, then buy your policy online or talk to one of Matic’s licensed insurance advisors.
- Get double support: In addition to your carrier, Matic is an extra insurance advocate there to help you navigate your policy.
- Skip the extra fees: Because we integrate with carrier platforms, you’ll pay the same price for your policy with Matic as you would by going to the carrier directly.
- Protect your future: As a Matic customer, you can rely on a network of 40+ carriers to help find a better option if your situation changes in the future.
How to buy insurance in Indiana
Answer a few questions.
Fill out a single online form to get matched with quotes in just a few minutes.
See your initial estimates.
Review free quotes with the best prices and coverage options for you.
Buy online or talk to a licensed advisor.
Purchase your policy online or over the phone with a licensed Matic advisor.
Pro tip: Our insurance advisors will dig even deeper to unpack more options for you, like carrier discounts, bundling, and more. If you don’t see what you like online, take a few minutes and talk to us!
