Insurance carriers consider many factors about you and your home when determining how to price your insurance. Some factors like geography and the age of your home can’t be easily changed, but there are many things you can do to your home that will help to bring down the cost of your insurance.
Insurance carriers look to the state of your home to determine the likelihood of a future claim. If you’ve made improvements to your home that make it more protected against damage, you may qualify for a reduction in your premiums. Below is a list of common changes to your home that may help you to lower costs, but you should speak to your agent if you’ve made other improvements you think may improve your premium:
Weather Resistant Upgrades
Additional Home Upgrades
If you are considering making any of the above updates, speak with your agent beforehand to understand your carrier’s requirements and the discounts you can expect.